25 lakh to one crore personal loans in just seven to ten days
पर्सनल लोन- ओवरव्यू पर्सनल लोन, असुरक्षित लोन का एक प्रकार है जिसका उपयोग व्यक्तिगत से मध्यम अवधि की वित्तीय जरूरतों को पूरा करने के लिए किया जा सकता है। यह एक असुरक्षित लोन है और लोन लेने के लिए सुरक्षा या गारंटर के रूप में संपार्श्विक की आवश्यकता नहीं होती है। पर्सनल लोन का उपयोग कई उद्देश्यों के लिए किया जा सकता है जैसे कि घर के नवीकरण, शिक्षा, चिकित्सा आपात स्थिति के मामले में, इलेक्ट्रॉनिक खरीद, यात्रा, शादी के लिए, व्यावसायिक उद्देश्य या लोन समेकन और घरेलू व्यय के लिए। उचित दर सीमा: 6.95% से 11.95% (वार्षिक दर) कार्यकाल (चुकौती अवधि): 1 वर्ष से 7 वर्ष तक.
पर्सनल लोन पात्रता मानदंड: हालांकि वित्तीय लोन पात्रता मानदंड वित्तीय संस्थानों के बीच भिन्न होता है। यह सुनिश्चित करने के लिए, वे पर्सनल लोन प्रदान करने से पहले कई कारकों पर विचार करते हैं
1) उधारकर्ता एक भारतीय निवासी होना चाहिए
2) न्यूनतम आयु – 21 वर्ष होनी
दस्तावेजों की सूची:
1) आईडी प्रूफ (पैन कार्ड )
2) न्यूनतम आयु – 21 वर्ष
3) वैध सरकार ने पहचान प्रमाण जारी किया (आधार कार्ड , पासपोर्ट )
4) वैध बैंक खाता ( आर बी आई रजिस्टर्ड एकाउंट )
5) आय का नियमित स्रोत (सैलरी सिलिप )
6) मान्य पता प्रमाण (आधार कार्ड , पासपोर्ट )
Personal Loan – Overview Personal loan is a type of unsecured loan that can be used to meet personal to medium term financial needs. It is an unsecured loan and does not require collateral as security or guarantor to avail the loan. Personal loan can be used for many purposes such as home renovation, education, in case of medical emergencies, electronic purchases, travel, for wedding, business purposes or loan consolidation and household expenses. Reasonable Rate Range: 6.95% to 11.95% (Annual Rate) Tenure (Repayment Period): 1 year to 7 years.
Personal Loan Eligibility Criteria: However, personal loan eligibility criteria vary between financial institutions. To ensure this, they consider several factors before providing a personal loan.
1) The borrower must be an Indian resident
2) Minimum age – 21 years
List of Documents:
1) ID Proof (PAN Card)
2) Minimum age – 21 years
3) Valid government issued identity proof (Aadhar Card, Passport)
4) Valid bank account (RBI registered account)
5) Regular source of income (salary slip)
6) Valid address proof (Aadhar Card, Passport)
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